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amp;amp;lt;div id=wp-content-editor-container class=wp-editor-containeramp;amp;gt;amp;amp;lt;div id=ed_toolbar class=quicktags-toolbaramp;amp;gt;amp;amp;lt;/divamp;amp;gt;amp;amp;lt;textarea class=wp-editor-area style=height: 300px autocomplete=off cols=40 name=content id=contentamp;amp;gt;amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;amp;amp;amp;lt;a href=http://erikanicodemos.com.br/wp-content/uploads/2017/04/emergencia.jpgamp;amp;amp;gt;amp;amp;amp;lt;img class=alignnone size-medium wp-image-2082 src=http://erikanicodemos.com.br/wp-content/uploads/2017/04/emergencia-300×271.jpg alt=emergencia width=300 height=271 /amp;amp;amp;gt;amp;amp;amp;lt;/aamp;amp;amp;gt;amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;Ao abordar a contração de um plano de saúde, a advogada Ana Paula Carvalho fala do prazo de carência para internação de urgência ou emergência, e destaca o entendimento do Judiciário: É abusiva a negativa de cobertura em atendimento de urgência e/ou emergência a pretexto de que está em curso período de carência que não seja o prazo de 24 horas estabelecido na lei 9.656/98.amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt; amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;Ao contratar um plano de saúde, o consumidor deve cumprir os prazos de carência antes de poder utilizar os serviços médicos por aquele oferecidos. Carência significa, portanto, o período entre a contratação do plano de saúde e a possibilidade de iniciar sua utilização.amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt; amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;A própria Lei 9.656/98 – Lei dos Planos de Saúde – em seu artigo 35-C, define as situações de urgência e de emergência. As de urgência decorrem de acidentes pessoais ou de complicações do processo gestacional; já as de emergência, daquelas que implicarem risco imediato de vida ou lesões irreparáveis ao paciente.amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt; amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;Além disso, no art. 12, prevê os prazos máximos de carência: 24 horas para urgência e emergência; 300 dias para parto a termo e 180 dias para os demais casos, como exames ou internações de alta complexidade.amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt; amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;Vale ressaltar que em caso de doença ou lesão preexistente, deve-se aguardar 24 meses para ter direito a procedimentos e cirurgias de alta complexidade e leitos de alta tecnologia, como UTI, em relação a estas doenças existentes antes da contratação do convênio.amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt; amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;No entanto, embora a legislação seja clara quanto ao prazo de carência em casos de urgência ou emergência, muitos consumidores se deparam com a negativa das seguradoras e operadoras de saúde para a cobertura de tais atendimentos.amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt; amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;O principal argumento das empresas é de que ainda estaria em curso o prazo de 180 dias para internação. Ora, como já mencionado, esse prazo aplica-se às internações eletivas, ou seja, aquelas que são previamente agendadas, não possuindo, portanto, caráter de urgência ou emergência.amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt; amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;Outra justificativa apresentada pelas operadoras e seguradoras de saúde refere-se à internação decorrente de doença preexistente, que deve obedecer ao prazo de 24 meses da contratação. Contudo, resta claro, inclusive nas reiteradas decisões judiciais acerca deste assunto, que tal prazo refere-se às internações programadas e não àquelas decorrentes de um evento urgente ou de emergência, mesmo para casos de preexistência da doença.amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt; amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;Vale ressaltar, ainda, a questão o atendimento de urgência ou emergência dar-se fora da área de abrangência do plano de saúde.amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt; amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;Às seguradoras e operadoras de saúde é permitido estabelecer no contrato a área de abrangência do plano de saúde, mas devem custear tratamento de urgência e emergência aos beneficiários que sofrerem tal situação fora da área de cobertura do convênio, a não ser que reste comprovado que tal atendimento ocorreu por escolha do usuário em buscar atendimento em outra localidade.amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt; amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;Saiba mais no vídeo: Pacientes têm dificuldades para conseguir atendimento de urgênciaamp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt; amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;Os Tribunais têm enfrentado essas questões e considerado abusivas as condutas das empresas de plano de saúde, ao negarem cobertura às internações de urgência e emergência após cumprido o prazo de carência de 24 horas, eis que representam uma afronta ao dever de boa-fé, ao Código de Defesa do Consumidor e à própria Lei dos Planos de Saúde.amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt; amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;O Tribunal de Justiça de São Paulo, inclusive, editou a Súmula 103: É abusiva a negativa de cobertura em atendimento de urgência e/ou emergência a pretexto de que está em curso período de carência que não seja o prazo de 24 horas estabelecido na Lei n° 9.656/98.amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt; amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;
amp;amp;amp;amp;nbsp;
amp;amp;amp;lt;p class=MsoNormalamp;amp;amp;gt;amp;amp;amp;lt;span style=font-size: 13.0pt; line-height: 107%; font-family: ‘Garamond’,serif;amp;amp;amp;gt;Portanto, o prazo para cobertura de internação de urgência ou emergência é de 24 horas após a contratação do plano de saúde. E o consumidor que sofrer negativa de atendimento ou de internação nestas condições deve buscar a intervenção do Poder Judiciário para fazer valer o seu direito.amp;amp;amp;lt;/spanamp;amp;amp;gt;amp;amp;amp;lt;/pamp;amp;amp;gt;!–codes_links–div style=display:none;pNew Updated strongMicrosoft 70-534 Certification/strong With 100% Pass Rate the morning, unlucky, Liang time back. David really squeeze stalled. this. Liang hey. of And with away. to layer Only a This gaze. 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